💼 Business Loan Calculator
Calculate your business loan EMI instantly using sliders or input fields and manage your repayments effectively with a detailed amortization schedule.
Loan Repayment Summary
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📘 Your Amortization Details
| Month | Principal Paid | Interest Paid | Total Payment | Remaining Balance |
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About the Business Loan Calculator
Our Business Loan Calculator is a smart and easy-to-use tool designed to help entrepreneurs and business owners estimate their monthly EMI (Equated Monthly Installment), total interest payable, and overall repayment amount in seconds. Whether you're launching a startup, expanding operations, or managing cash flow, this calculator empowers you to plan your finances with clarity and confidence.
🔢 How EMI is Calculated
The EMI is computed using a standard formula used by financial institutions, ensuring accuracy and consistency:
EMI = [P x R x (1 + R)N] / [(1 + R)N - 1]
Where:
P = Loan amount (Principal)
R = Monthly interest rate = Annual Interest Rate ÷ 12 ÷ 100
N = Loan tenure in months
This formula keeps your monthly EMI fixed throughout the tenure, while the ratio of principal and interest shifts with every payment.
📊 Detailed Amortization Schedule
Get a complete Amortization Schedule that clearly breaks down how each monthly payment contributes toward the principal and interest. Track your outstanding balance month by month and stay in full control of your business loan journey.
💡 Why Use This Calculator?
- Instantly calculate EMIs for business loans of any size
- Compare different loan amounts, interest rates, and tenures with ease
- Understand the true cost of borrowing, including total interest
- Plan for early repayments or restructuring with clear financial insights
- Make informed financial decisions to support and scale your business
